Overview
Microsoft Copilot is Microsoft's AI assistant. The free version works on the web, in apps and in Edge. Copilot inside Word, Excel, PowerPoint and Outlook comes with Microsoft 365 Personal, Family and Premium (for the subscription owner).
For agents who live in Outlook and Word, Copilot can draft emails, summarize threads and documents, and help with spreadsheets. Microsoft doesn't name a single model for the consumer app.
Key features
- Copilot in Microsoft 365 appsWord, Excel, PowerPoint, Outlook (paid plans).
- Free chatWeb, app and Edge.
- AgentsResearcher and Analyst on Microsoft 365 Premium.
- Image creationAI images.
- VoiceTalk to Copilot.
Who it's for
Best for
Agents who work in Outlook, Word and Excel.
Skip it if
You don't use Microsoft 365.
Pricing
| Plan | Price | What you get |
|---|---|---|
| Copilot (free) | $0 | Limited by capacity and usage. |
| Microsoft 365 Personal | $9.99/mo or $99.99/yr | Copilot in apps, AI limits apply. |
| Microsoft 365 Premium | $19.99/mo or $199.99/yr | Extensive AI usage, Researcher and Analyst. |
AI features in Microsoft 365 plans are for the subscription owner. US prices. Prices checked on the vendor's pricing page in Oct 2026; confirm before you buy.
Scores, pros & cons
Score breakdown
Pros
- Built into Microsoft 365 apps
- Free version available
Cons
- Best features need Microsoft 365
- Model not disclosed
Integrations
Deep integration with Microsoft 365.
Ease of use
Easy.
Bottom line
The natural choice for Microsoft 365 users. Others will get more from Claude or ChatGPT.
Visit Microsoft Copilot →FAQ
Is Copilot free?
Yes, a limited free version.
Copilot in Word and Outlook?
With Microsoft 365 Personal, Family or Premium.
How much is Microsoft 365 Premium?
$19.99/month or $199.99/year in the US.
Which model does it use?
Microsoft doesn't publish a single model for the consumer app.